Government of India / Reserve Bank of India created the Rural Infrastructure Development Fund (RIDF) in NABARD in 1995-96. The corpus of the fund is being extended on a year-to-year basis by GoI since then. The first tranche of RIDF (RIDF-I) was launched with an initial corpus of  2,000 crore which was met out of the deposits from commercial banks, including private and public sectors banks operating in India, to the extent of shortfall in their agricultural lending. Since 1996-97, the sources of deposits from commercial banks have been broad based by including shortfall in achievement of priority sector lending target and /or lending to agriculture and/or lending to weaker sections as on last reporting Friday of March every year.

With the allocation of  20,000 crore from GoI, the cumulative allocation under RIDF-I to RIDF-XIX for the States has reached  1,74,000 crore, excluding Bharat Nirman.

for further details, follow the link below

https://www.nabard.org/english/RIDFLoan.aspx